I can answer that and say from my experience no.  I signed up last fall when it cost $99 mainly for the products.  And their skincare is the only skincare I have found that has helped my skin.  I developed adult acne last year and tried everything (Proactiv, Clinique, dreadful MK again, etc) I got a mini set of the BC skincare and my face started looking better after just a week.  Even my husband noticed.

I do not plan to do anything with it but order my skincare, but in order to get the last half of your kit you have to attend a training "BeautiU".  And the Director at our training said DO NOT go into debt.  They had a special ordering opportunity but she was all I am telling you, there is no need to get into debt to have products on your shelf.  Especially starting out.  She said that so many times that day.