Ginger, I got a job in retail about a month ago...doesn't pay that well but it is still worth me going, it is more than minimum wage and they tell me I will get a raise in Jan.   I only work weekends(am's), and some nights (4:00-7:30), it really makes the difference when you don't have to pay childcare.   Oh, I am in Ga. the edge of metro atlanta, I am sure the area makes a difference in the pay.   Hope that helped.

Hey Dumping!  Miss ya!  So you'll have to PM me and tell me where you work!!!  I'll drop in and get a bite or a 

I really need to check out this Ramsey thing, several people have mentioned it...

Baroness vFP, where do you find out about the freelance stuff you mentioned?  They sounds interesting and very doable with my degree.

Okay - so now I'm thinking it may or may not be something you want to do. Long story short - publishing freelance is more of a long-term thing. If you're just wanting money short-term, then probably a retail or other regular job is more for you. You kind of have to be long-term and establish relationships (people who will call you when there's work) with freelancing. If you think that may be something you're still interested in, there's a way to go about getting into it. It is a good and lucrative field if you can establish yourself, which takes time. And if you're really serious about it, you can end up with more work than you even want, primarily because publishers freelance out quite a bit of the publishing process, from indexing (most don't even do any indexing in-house anymore), to manuscript preparation, to obtaining copyright permissions (which people hate doing so they freelance this out, but you don't even need experience to do it, doesn't pay spectacular though), copy-editing (you have to take a test and pass to do copy-editing), even weird stuff like "pasted pages" where you cut out pictures and tables from previous editions of books and glue them to blank pages (obviously no exp required ;-).

With indexing, some people make a full-time salary doing this freelance. We just wanted a few hundred here and there to pay down debt. You may want to check out what your library has on these things first to see if it's still something you might be interested in. Especially if you're East Coast, that's publishing Mecca and there really is a ton of work out there. You just have to know how to get it (and keep it!).

Another option for you might be to check with a temp agency and see if they have anything just on weekends/evenings (or whenever you can work). Depending on your experience, they can pay really well. If you can do 10-key, you'd be golden because they always need people to do temp accounting work and it pays well. Also, some of them might have some of those secretarial jobs I mentioned that you could do from home (like for lawyers) - may want to check with a legal temp agency for that.

Thank you Baroness vFP!

my hubby took a paper route and I began babysitting.  not my favorite way to spend time but it keeps me home and not out spending more.  i won't do it forever but to get us through some tough times it's working.

i've thought about waitressing in the evenings.  some other moms i know have delivered pizza at night.

sometimes though, i think the very best thing i can offer to help pay off my mk debt is to work diligently at spending wisely, planning the spending we must do and doing all i can to save in areas i do have control over.

You're a 19 year old college student with MK debt?? Oh dear.
I'm just wondering - this is debt for inventory, right? What did you do with all the product - assuming you have given up on MK?