I still haven't admitted to my husband just how bad it actually is...the debt that is.  I'm digging myself out of the hole, and hopefully soon I'll be able to tell him what I did.  I think I need to understand why first.  Its good to read the blogs/boards and know that I'm not alone and that there's quite a few of us coming out of the fog and starting over again. 

 I sent back my inventory that will be a big chunk, and I've been selling stuff on e-bay, you'd be suprised how those star consultant prizes sell!!!  Anyway, my goal is to be completely free of the debt by this time next year...It was a hard lesson, but its good to know that I'm not alone.

 I'll be here for awhile, hopefully offering support to others as well as learning from others how to get out from underneath the debt sooner rather than later!

I highly recommend Dave Ramsey as a source of information concerning debt.
Anyway, you are definitely not alone.
My husband does know our situation, though really I didn't want him to, because I felt so guilty about it all. But it's much better now, the air is clearing.
You're definitely doing the right thing by selling. I wish I would have returned product, but I think it wouldn't really be worth it now.
I am selling on ebay too-
can you believe it? I've sold golden goblets and bags I bought at seminar-  I bought this bag 5 years ago, have used it (it's a huge bag) and it was not expensive- I started the bidding at like $15 and that thing sold for $50! I am just amazed- but anything is worth a lot to the right collector, that's why ebay is great!

anyway, my plan is to take all that $$ and make some hefty payments on my debt-but you will have to have a plan. YOu have to know what you have to spend each month, and what you can use to eliminate debt. As you eliminate one card, take that $$ and put it towards payment on another, etc, and it will go faster and faster until it's gone.
Won't that be a great feeling?

We need to all share that on here- when we get our MK debts eliminated!!
good luck.

That's great- yes, lessons learned, right there with you.
As for treasures, search high and low- I had no idea how much MK "stuff" I had stashed away- mugs, cups, shirts, bags, anything!
If it's black and pink, or says MK, or was given away or sold by the company, man, it sells. You just wouldn't believe it.
I have been mailing 3-4 packages a day for the last 2 weeks, and I have more on there.

section 2, samples, etc- put those together in a big lot- presto.
I've sold facial in a bag supplies, acrylic boxes used for having a facialbox/drawing at a booth or at a store, just anything I bought or was given in my mk experience, I'm selling- and I have a lot. I was a director, so the company gives you all sorts of little bags, books and trinkets. Selling it all.
It is kind of fun too- to just get it all out of there.
I mean, if you've been to seminar, you know how MK women love to buy mK stuff- just look at the 100s of vendors- companies who make products for MK and other MLM companies- that is what they do, supply consultants w/ business gear-
anyway- good luck.

GOTTA ASK- what did your ladder pin sell for???

I think I will give Ebay a whirl as well.  I have sooooo much "stuff", and alot of director prizes, I expect I should get a fair price for those!

I quit MK back when ebay was just getting started... I ended up giving about 6 grocery bags full of supplies to my recruiter, and I've thrown away goodness knows how much other stuff over the years...cleaning house this week and whatever I still have is bound for ebay. Oh--by the way MK also sells quite well at garage sales--had one several years back and put out some stuff for the heck of it...people were practically begging me to go inside and get more. I had to wonder where these people were when I was actually a consultant, but anyhow...I finally went in and brought out half-used bottles of nail polish I'd used for nail care classes--they bought that too--I was completely dumbfounded. I wish I'd kept more stuff, though--my recruiter made enough money off of me without my giving all of that back to her! Oh well, she doesn't sell anymore either so maybe she saw the light too!

Yes I'm in credit card debt. All accumulated from inventory, section2 stuff/aids, career conference, seminar & hotel, restaurant meals w/ fellow mk unit members. I'm in around $7000 debt from 3 credit cards combined. Just paying minimum payments every month for several months already. The interest is quite high. I believe I've lost much money just from the interest itself. But I'm so happy that after I refund all my inventory I'll get half of the debt out of the way. But the rest of the half is still a big amount. It's pretty scarey for me. I don't know how exactly I'll get rid of the whole debt, but I just know I'll have to work very very hard to do it. I suppose I will sell stuff on ebay like the mk pins, mk place-mats & some non-mk stuff. I've already sold my beloved guitar to a friend just to ease a little off my debt. I'm so broke right now that I hardly have money for bus fare. LOL!  No income at all. sigh....! I've made no money all this time I've been in MK. I'm not even in a good emotional state to hunt/interview for a job right now. Luckily I have previous experience of selling several items on ebay last year. So I think ebay will be my saviour for the comming weeks.

Good advice with the credit card debt.  Once you get your refund check maybe you can pay off 1 or 2 and then apply for an interest free transfer balance on another?  In any event the ebay sales are also a good suggestion.

After returning what I was able to I kept behind the original cleansers I had and those did remarkably well.  Also section 2 items and giveaways...my MK datebook cover, and display trays, pink pearls, bags, etc.    You'd be surprised how much those items can get.  Just chip away at the debt little by little.

Meanwhile, welcome!